While many super funds dictate the way your money is invested, Active Super gives you a choice.
your investment options
High Growth (Accelerator) | Defined Benefit Strategy | Growth | Balanced (Accumulator) | |
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Objective | 3.5% net return p.a. above CPI over a rolling 10-year period | 6.0% investment return p.a. to be achieved over 10-years | 3.0% net return p.a. above CPI over a rolling 10-year period | 3.0% net return p.a. above CPI over a rolling 10-year period |
Suggested Investment timeframe | 10 years | 10 years | 7 years | 7 years |
Risk Profile | High | As this is a defined benefit scheme any downside risk is effectively underwritten by the Employers. | Medium to High | Medium to High |
Availability | Excludes the Defined Benefit Scheme | Only Defined Benefit Scheme | Only Retirement Scheme | Excludes the Defined Benefit Scheme |
Summary | For high investment growth above the Consumer Price Index (CPI) rate over the longer term. | For real investment growth over the medium to long-term. | For real investment growth above the Consumer Price Index (CPI) over the medium to long-term. | For real investment growth above the Consumer Price Index (CPI) over the medium to long-term. |
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Conservative Balanced (Appreciator) | Conservative | Managed Cash | |
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Objective | 2.0% net return p.a. above CPI over a rolling 10-year period | 1.5% net return p.a. above CPI over a rolling 10-year period | To outperform the Bloomberg Ausbond Bank Bill Index net after tax |
Suggested Investment timeframe | 7 years | 5 years | 3 years |
Risk Profile | Medium to High | Low to Medium | Very Low |
Availability | Excludes the Defined Benefit Scheme | Excludes the Defined Benefit Scheme | Excludes the Defined Benefit Scheme |
Summary | For real investment growth above the Consumer Price Index (CPI) over the medium term. | For shorter term investing with good security and some potential for growth. | For investors who want exposure to investments in money market securities with a very low risk of capital loss. |
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