Active Super

There are a number of ways that you can legally access your superannuation under Australian law – these are called conditions of release. Conditions of release include:

You have reached age 65*

On or after reaching age 60* you have stopped gainful employment with an employer that has contributed to the fund for you

You have retired permanently from gainful employment and have reached your preservation age* (see the table below)

You die or become totally and permanently incapacitated (as defined in the legislation)

You have a preserved benefit of less than $200* and you cease employment or are an eligible temporary resident departing permanently from Australia

You have a terminal medical condition (as defined in the legislation)

You can apply to the ATO for a compassionate grounds release. Go here to find out how to apply to the ATO *

You’re accessing the First Home Super Saver scheme.

*These conditions of release are not available to you if you are a temporary resident unless you hold or held a sub-class visa 405 or 410

Please note: From 1 March 2025, the Active Super range of products will form part of Vision Super.