Retire with Active Super

retire with active super

Most of us won’t retire the same way our grandparents did. We’re living longer and working for longer too. Whether you’re after a slow transition or a ‘gone fishing’ approach, Active Super can help with a range of products to help you retire on your terms.

When can I access my super?

65 years or over, whether you keep working or not
60 or over and change employers or stop working (temporarily or permanently)
Under 60 and have permanently stopped working, and you’ve reached your ‘preservation’ age (the age your super is preserved to before you can withdraw it). This depends on when you were born:

Date of birth	Preservation age
After July 1964	60
1 July 1963 - 30 June 1964	59
Before 30 June 1963	Reached

In special circumstances, like financial hardship or compassionate grounds, you may be able to access your super sooner. Visit the ATO website to learn more.

Why does preservation age differ? People are living longer in retirement. So, the Government is gradually increasing the preservation age from age 55 to 60, to help Australians grow larger super balances so they can retire with more money.

transition to retirement

Not ready to give up work completely? A transition to retirement strategy can help you take a gradual and tax-effective approach, or supplement your income if your hours are reduced.

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ACTIVE SUPER ACCOUNT-BASED PENSION

So you’re ready to retire and set up an income stream from your super? This option gives you access to a choice of investments with zero tax on earnings. Plus, you can withdraw your money at any time.

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