Active Super

Some members were eligible for Additional Basic Cover. If you have Additional Basic Cover, the premium rates are shown in the table below (per $1,000 of cover).

Please note, from 1 July 2019, the government has introduced new legislation through the 'Protecting your Super' package. If your account becomes inactive (that is if your account hasn't received contributions for 16 consecutive months) all your insurance will be cancelled. You can ensure this doesn't happen by opting in to keep your insurance via Member Online or the Active Super mobile app. Alternatively, you can complete the Opt in to insurance form.

	Death only		Total and Permanent Disablement
Age Next Birthday	Male	Female	Male	Female
16	0.45	0.244	0.063	0.083
17	0.45	0.244	0.063	0.083
18	0.45	0.244	0.063	0.083
19	0.45	0.225	0.062	0.083
20	0.45	0.225	0.063	0.083
21	0.45	0.225	0.063	0.083
22	0.45	0.225	0.063	0.083
23	0.45	0.225	0.063	0.083
24	0.469	0.244	0.063	0.083
25	0.49	0.244	0.063	0.083
26	0.506	0.263	0.075	0.075
27	0.525	0.281	0.075	0.075
28	0.526	0.281	0.094	0.094
29	0.525	0.299	0.113	0.112
30	0.525	0.318	0.131	0.131
31	0.539	0.347	0.15	0.15
32	0.559	0.367	0.186	0.188
33	0.578	0.385	0.204	0.243
34	0.617	0.403	0.224	0.295
35	0.657	0.441	0.244	0.352
36	0.71	0.459	0.279	0.423
37	0.771	0.519	0.321	0.482
38	0.829	0.553	0.355	0.547
39	0.882	0.608	0.424	0.616
40	0.941	0.665	0.498	0.687
41	1.004	0.725	0.597	0.768
42	1.067	0.803	0.671	0.842
43	1.162	0.859	0.747	0.918
44	1.269	0.915	0.809	1.003
45	1.385	0.977	0.89	1.06
46	1.548	1.069	0.973	1.174
47	1.698	1.192	1.064	1.341
48	1.814	1.314	1.149	1.488
49	1.94	1.457	1.277	1.655
50	2.082	1.687	1.403	1.94
51	2.28	1.904	1.59	2.168
52	2.452	2.117	1.754	2.408
53	2.65	2.306	1.951	2.527
54	2.88	2.526	2.202	2.906
55	3.121	2.703	2.54	3.131
56	3.407	2.96	2.747	3.401
57	3.771	3.176	2.95	3.708
58	4.26	3.417	3.607	4.052
59	4.952	3.783	4.177	4.579
60	5.576	4.199	4.998	5.457
61	5.843	4.627	5.433	6.154
62	6.917	5.593	6.925	7.695
63	7.486	6.423	7.698	9.678
64	8.463	6.787	9.245	10.537
65	9.257	7.52	9.597	11.999
66	10.958	9.424	11.579	16.468
67	12.375	10.476	12.942	19.207
68	15.726	11.909	17.526	22.133
69	17.453	12.685	17.828	25.19
70	20.191	14.14	21.608	24.757

All Death and TPD insurance is subject to the terms and conditions in the PDS.
Trustee fee of 1.5%  of premiums is included
For members age 65 and over, the ‘Everyday Working Activities’ definition of TPD applies.
Rates are per $1,000 of sum insured and are based on the Insured Person’s age next birthday and gender.